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Nationwide Mortgage Note Buyer

We acquire non-performing (NPL), semi-performing, and performing residential notes nationwide with fast, clean decisions.

Submit a Tape

Fast Closings

Quick decisions and smooth closings so you can resolve assets faster.

We acquire residential notes across the United States, in all major markets.

Direct To Principal

Nationwide Reach

No brokers. No delays. You work directly with the decision-maker

About C & A Jay Holdings LLC

At C & A Jay Holdings LLC, we acquire non-performing (NPL), semi-performing, and performing residential mortgage notes nationwide. Our focus is fast underwriting, clean decisions, and smooth closings so institutions can resolve assets efficiently and confidently.

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What We Buy

We acquire non-performing (NPL), semi-performing, and performing residential mortgage notes nationwide.

Non-Performing Notes (NPL)

We purchase 1st position residential NPLs, delinquent loans, and charged-off assets directly from banks and credit unions.

Performing & Semi-Performing Notes

We acquire re-performing and lightly delinquent loans, including borrowers making partial or irregular payments.

We buy residential CFDs and land contracts, including distressed, non-compliant, or non-performing agreements.

Contracts for Deed (CFD) / Land Contracts

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Why Sell to Us

A trusted partner for banks, credit unions, servicers, and private lenders nationwide.

Direct to Principal

Work directly with the decision-maker for faster responses and fewer complications.

Fast Underwriting

We review tapes quickly and provide clear, transparent bids without unnecessary delays.

We coordinate all documentation and servicing transfers for smooth, efficient closings.

Clean Closings

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How Our Process Works

A fast, transparent, three-step process designed for banks, credit unions, and private lenders nationwide.

Step 3 — Clean Cash Closing

Receive a transparent bid and close quickly with minimal documentation and no delays.

Step 1 — Submit Your Tape

We review your non-performing, semi-performing, or performing notes with no brokers or middlemen.